10 good reasons why you should start a blog

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Starting/Owning a blog has been a trendy thing for over 3 years now. Successful bloggers sharing their income report in six figures. Talking about living the dream life of travel and luxury all thanks to blogging.

Though this post is not money centered, I couldn’t agree less that blogging can make you your own boss and give you financial freedom. However, this six figure bloggers didn’t just make it over night. There was a lot of hard work put into it.

Hence this post is going to tell why you should start a blog and how to make the hard work pay within a short period of well managed time.

Here are 10 good reasons why you should start a blog right away

This same reasons are why I decided to start a blog and I am sure it will make you start a blog right away. Don’t worry about how to start, I have a free resource made just for you to help you start from the scratch.

1. Blogging makes you your own boss

When you own a blog, you own a business. Because you invest some money into it and expect to start making little money or a lot as you grow it.

Also as a business owner, you can make a good statement online by creating a blog for your existing business.

It is like renting an empty space. Then you give it a name, design it to your taste, put in the kind of products you want to sell and launch it. Only this time around you are doing it online. so you are the owner of a store. Aren’t you a boss then?

Like wise getting a space is called hosting your blog with a hosting company and giving your store a name is called a domain name. Then you go on designing how you want your blog to look like. Which includes selecting themes and installing the right plugins. You write your first blog post and everyone gets to see what you have to offer.

Every content you create and put out there is original and unique because you made it yourself.

2. Starting a blog is very easy

In 20 minutes your blog can be live on the internet. You just need to get a domain name, a hosting company some few installation on your Cpanel and you are good to go. As I have mentioned earlier I have a free resource to put you through every step of the way.

3. Blogging is a perfect side hustle

A side hustle is something you do to make some more or extra income that is not a full time job. Meaning a side hustle is something that doesn’t affect your full time job and allows you work when you create time for it.

Smile because you just found the best and perfect side hustle. Blogging is not something that needs you to be at it by 7 am and stop by 3 pm. It just needs two hours of your time everyday.

What I like about blogging is you don’t need to put too much of your money into it. As I mentioned earlier owning a blog is like starting your own business and the truth is your blog will make you money faster when you treat it as a business.

If you think it’s impossible well you are wrong. My blog is a side hustle and I run it cheap. You can see how to do it HERE

4. Flexible Schedule

Like I said blogging doesn’t need you to be at it by seven in the morning like a full time job. I am writing this post in my pajamas and will soon be going to bed.

As a blogger you have the advantage of a very flexible schedule. If your free time is at night like me work on your blog, is it in the afternoon before going for a shift work on it or maybe it’s in the early hours of the morning. Work on it.

Make sure you are consistently dedicating time to it and you will definitely see results.

5. No perfect start no perfect blog

There is never a perfect beginning in blogging. There is also no such thing as a perfect blog. All we have are unique blogs owned by individuals putting in a lot of hard work.

When I started this blog it looked like crap, yet I had someone dropping a message telling me they liked how my blog looked. WHAT!

Before I updated my first blog post, it looked like it was written by a 6 year old who does not know what paragraphs are. I didn’t like how it looked later when I improved in my writting. Trust me you get better at this.

People pay for some of those amazing things you see on their blog. At this point you should read Secret Blogging Tips for New Bloggers

6. Increase in Knowledge

Learning is fun but with blogging is a necessity. Like a college test you can’t afford to miss.

Get ready to learn a lot of skills and techniques as a blogger. For your blog to run well you might end up becoming a programmer. LOL! just kidding however I had to learn how to insert HTML codes manually.

What you need to learn is not only in the technical aspect but other things like SEO, email marketing and traffic generating. I mean you have to be on your toes to learn the new stuff.

You would find yourself up and finding what’s trending and what next you should write about. If you didn’t have a thing for social media you better start loving it. Because it’s an amazing source for traffic and you would find yourself learning how it works.

7. Blogging is a mobile Business.

With your phone sitting at the train station waiting for your train, you can get some things done. Like sharing your content on social media. Many are times I would click publish and not have time to share the content on social media. I don’t worry because I can get that done with my phone while on a lunch break.

Where ever your laptop goes and there is internet connection(WiFi) there your blog will be. Your blog is not a static building but a movable one. What ever ends of the world you go. It’s on the internet and you can access it. Lets say it is a mobile office.

8. Your income never remains the same

This is the part everyone wants to know about.

Blogging puts you in control of your income. The more hard work you put into your blog the more your income increase. This month you made $200 and the following you could make $500. No boss can give you such a raise in a short while.

You could be asleep and making money. Yes that’s how it works when it comes to blogging and that’s the reason it is a means for passive income.

From day one you could monetize your blog because there are affiliate programs that accepts new bloggers. Also som ad network could approve you with few page views.

9. So many ways to monetize a blog

Not only can you make a lot of money from blogging but there are a lot of ways to monetize your blog

  • Ads
  • Affiliate marketing
  • Email Marketing
  • Sponsored content
  • Product sales
  • e-book sales
  • Online courses

Above are just the few I can remember at the moment. Along the line you’d discover a lot for yourself. People also make a lot of many from creating blogs and selling them. Sounds like flipping houses. I told you the best way to see good outcomes from your blog is treating it like a business. Which you’ve invested time an money and hope to make some profit out of it.

10. You get to be you

Another thing that got me excited about owning a blog is that I get to share my experience, knowledge and ideas. Putting yourself out there can be scary for sure. You keep thinking if anyone would love what you are writing.

I get that, even after writing so many content I am still not sure if someone would like this blog post.

The good news is someone if not many will love what you have to offer and ask for more.

Just put in your best, create quality and original content and stay unique. It is okay to learn from others however, do not be a copy cat.

Now that you are ready to start a blog because you’ve seen the need to, you are only a click away START NOW.

An offer you can’t ignore

In one simple email, I can show you how to make your first blog income and get yourself some email subscribers too. We all know how this two things are important in blogging, don’t miss a chance to know it all. Also you get weekly updates on how my “cheap blog” is fairing. Yes you too can run your blog cheap. So what are you waiting for? Fill the form below.

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How I became debt free in February

How I became debt free in february

I became debt free in February and it took a lot of planning from the precious year. However it was very simple because of the method I used.

This post is going to be the shortest you’ve ever read because I am in a hurry to go do some other things. Just being sincere, time is not my best friend and it’s not yours either so why should we waste it?

Moving on…

2018 was really tough on me, it came with a lot of bills. And this got me into some debts. So my new year resolution for 2019 was to clear the debts ASAP.

That was what I did, worked on it as soon as the year began and in February I was singing Hallelujah my debts are gone.

Get more comfy as I am about to tell you how I did it

I became debt free with my cooperative society saving.

This is one of the fastest ways to save money for a short period of time. It is very flexible. The bad news is I am not going to tell you how it works as this post is not meant for that. The good news is I have written about it in details here.

However here is a sneak pick of what it’s all about. Cooperative saving needs a work environment. As it needs you giving out some percentage of your income depending on how much you earn.

The best results is when you and your colleagues( at least three of you) decides to do it. It could also be with friends out of work, but they have to be earning an income so there won’t be any disappointment.

This is how you can be debt free with cooperative saving.

plan ahead of time. As I had said from the beginning. Every successful thing was planned no good thing happens by mistake.

Every successful thing was planned, it never happens by mistake. Plan your Financial life to be successful.#success #finance #lifestyle #personalfinance #Friday #Fridayfun Click To Tweet

You need to know how much you would need to clear your debt as it will determine the amount you save.

For instance, your debt is 5000 and you want to clear it within a year. Then you need four colleagues or friends plus you making it five of you contributing 500 for 10 months. Since you are five in number then you go two turns. In the first 5 months you get 2500 and in the second 5 months you get 2500.

If you are finding what I just said confusing then you haven’t read the post I recommended. Read it!

The cooperative saving can be more or less than the amount stated above and for lesser months. Because our earning defers and debts varies too. It sounds easy, yes it is but you have to be mindful of some things.

A little warning about a cooperative society.

Don’t be sacred, It is only good of me to tell you some problems you can encounter. Everything has an advantage and disadvantage but I assure you the advantages are greater. However here are some few things to put in mind;

  • You are going to temper with your income. For some months some percentage of your income will not be yours as you are putting it away. So you have to cut down your spending. This is only for a short time remember so you can survive without some things. Make your budget and know what can be cut down
  • If you don’t take the above mentioned seriously, you could end up in more debts.
  • Trust the people you are going to do this with or create a channel to make sure no one disappoints you.
  • Don’t be too excited to do this, that you give more than you can afford. If your income can allow you to save 500 don’t give more than that. Or you suffer it and might likely go into debts again.

We have come to the end of this post. If you have any questions please leave a comment I will attend to it ASAP.

How My Savings Saved Me from Debts

how my saving saved me, it can save you too only if you start.

I kept thinking about how i’ll make this post very clear and direct because I am not a good story teller. However I need to tell this short story because it might just help someone start saving.

My savings saved me some times back in march. It wasn’t long I started saving for the year. That’s to say it wasn’t much however it stopped me from going into debt after just clearing a long pending debt. Which in my next post I will tell you how I cleared the debt.

Before going any further, what do you understand as a savings?

What does savings means?

To me a savings is money you keep away that won’t be spent any time soon. It keeps accumulating over time. You get a savings through constant saving. Without making it a habit to keep money away weekly or monthly depending on when your paycheck comes, it’s impossible to have a savings.

Before telling you exactly how my savings saved me I’ll tell you how to save. The truth is the aim of this post is to encourage someone out there to start keeping some few bucks away.

How my savings saved me.

How to go about saving money

1 Saving is not all about keeping huge sums of money. Those small bucks will amount to big amounts. You know the quote that says “little drops of water makes an ocean” ? That’s how it works.

2 Consistently keep money that’s the only way your little drops gonna make an ocean. It could be daily, weekly or monthly don’t just miss out on any.

A simple example to show you a little on how to go about saving your income.
Daily saving
Everyday = 5 bucks, 30 days = 150 bucks , 12 months = 1800 bucks
Weekly saving
Every week = 20 buck, 4 weeks = 80 bucks, 48 weeks = 960 bucks
Monthly saving
Every month = 100 bucks, 12 months = 1200 bucks

Before saving first consider your income. The example above is not exactly how much you must save. It could be less or more, just be consistent.

3 There are so many ways to save and I wrote a post about it. 3 ways to save your income that works. Therefore save with the easiest method for you. The one that could help you achieve your goals.

This is how my savings saved me

We are finally here, where I will tell you how my piggy bank saved me. Heck no it wasn’t some huge sum of money in my bank account that saved me. It was some little amount of money in my piggy bank.

Before I continue with the gist, purchase a piggy bank right now. In case you don’t know, notes also can go into it. Forget the pictures always showing coins going into it.

So let’s go on….I had just cleared a long pending debt in February and I became debt free. Yes it felt amazing. Then BOOM! something came up and I had no money to solve the problem. It was a due payment I had forgotten about since I was so busy trying to clear my debts.

My mind started thinking of where I could get a debt. So typical of me. The saying of “once a debtor always a debtor” could refer to me at that moment. Then the idea bulb came up in my head. I remembered I had a piggy bank. However, I was not willing to break it as it was a saving plan for a whole year. The year wasn’t far gone and I had only started putting little money into it. On another thought I wasn’t ready to go into debts again.

I broke the bank and it was exactly the amount I needed to settle the bill. A matter of fact some change was left for me to spend for the week.

No one told me what to do, I went and bought another bank.

And that was how my piggy bank(asusu) saved me.

Your savings can save you from going into debt too. All you have to do is to start.

share this post if you found it encouraging and tell a friend about the amazing contents I have here.

Your savings can save you. Mine saved me too- brokegirlsgetfixed

4 Principles of Managing your Finances

principles for managing your finances

“Nothing good comes easy”

So does living a good life. Your financial peace or success doesn’t depend on how much you earn but how well you spend.

Then it gets you thinking how is that possible because the best lives you see out there earns well. Well I have seen a person with a very good income often getting broke or in a lot of debts.

Also you see “wealthy people” hiring financial managers and consultants and you wonder why because you don’t see the need for it. The thing is they understand that they might have a lot of money but the moment they start spending it wrongly they could be broke in a minute.

Lets not go too far as you don’t have millions in your account neither do I. And you can’t hire a finance manager either. However you can be your financial manger.

These four principles of managing your finances are going to show you how.

Here is how you manage your finances

Principle #1

PLAN

Yes PLAN. Plan your life, plan your expenditure, plan in line with your income and just keep planning.

In case you don’t understand what Planning means in this context, it simply means budgeting.

Make a BUDGET. No matter how little or much your income is make a budget. Even if your monthly expenditure is the same, make a budget.

One big mistake we often make is to start spending our money without a proper budget.

These are the reasons why we need to plan or make a budget.

  • When you sit down to write a budget, you see what you can afford and what can wait a little bit more.
  • We often forget some very important things that needs to be sorted out as soon as the paycheck arrives. Including it in a written down plan makes it hard to forget.
  • With a budget you spend on track. Imagine going to a grocery store without a list. You are most likely going to buy what you don’t need and forget the important items or go over board with your spending.
  • Unexpected expenditure comes up, it’s life and we are never completely in control of it. When such comes up a budget can help you solve it without extra cost. We will talk more on this soon.

However for a budget to help you manage your finances you have to take it serious. This will be discussed in another principle therefore keep reading.

Principle #2

PRIORITIZE

In Economics, there is something called a “scale of preference”. This simply means scaling your needs based on which is more important. Like the need that needs to be solved immediately.

Hence in managing your finances, you need to have a scale of preference. Have priorities when spending your money. Before you pay for a service or order for a good be sure it is very important. Because the truth is not every good thing is important.

Food, house, electricity, water and health are top of our list. Prioritizing comes into play when all of the very important things are out of the way. I am saying this because every adult which I’m assuming you are since you are reading this post. Should have the bills above settled first before looking into any other.

Allow me to say there is a first phrase to prioritizing and a second phase. The second phase is what you do with the rest of your money when all the very very important things are out of the way. It is the most important phase because this is the point where your spending decisions either make you broke or stable.

Be in control of your finances with these easy principles

Principle #3

DISCIPLINE AND DECISION

Without discipline managing your finances becomes the most difficult task you can ever do.

I mean you know that a budget is very important and priorities matters a lot. But you have to be disciplined to practice all of them. You have to register it all in your conscious and subconscious mind.

Make it a habit to sit down and write a budget. See that all of your expenditure are prioritize because without discipline the principles we have discussed and the one we will talk about in a bit won’t be possible.

A budget is not easy to make, why? because there’s a lot that needs to be on the list but you can’t afford them all at once then priority comes into the drama.

This is exactly where making a good DECISION becomes a skill you never trained for but have to be an expert at it.

What you decide to put on your budget or make as your second phase priority as we mentioned earlier goes a long way in the becoming your financial manager process.

Principle #4

SAVING the one “S” in managing your finances

Before I go on blabbing about how important saving is, how about I tell you how to go about it. So first of all read this post on how to save. 3 ways to save your income that works.

Saving is not easy, so I am not going to tell you a lie about how you can do it overnight. However I am yet to see a single soul who regretted saving.

Savings are not just for rainy days but for everyday. #saving #money #save #income #budget #plan #prioritize #discipline #decision #earn #goodlife #finances Click To Tweet

Putting away some cash, that won’t be spent any time soon will be the best decision ever made by you. Because saving can save you from going into depths. Yes it can because it has for me. I have a post coming up about how it saved me.

You can bookmark my blog and wait for the amazing contents I have lined up just for you.

Lets have a recap on how to go about managing your finances

If you want to live a good life, in a few words here is all you have to do;

  • Plan before spending. Sit down and write a budget.
  • Prioritize what you need. Remember not all good things are very important.
  • Discipline yourself, every good habit comes with discipline.
  • Decisions are not easy to make, try your best to be good at it. How about you just ask for advise from a friend.
  • Never forget the one “S”