This post may contain affiliate links.We may earn little commission or products from the companies mentioned in this post.
Today you will see a list of simple yet amazing personal finance gift ideas to give this Christmas to usher your friends and family into a new year of financial success. The kind of gift that says I love you and I want you to be financially responsible.
15 Personal finance gift ideas
Gifting personal finance-related items can be both thoughtful and practical. Here are some personal finance gift ideas that can help loved ones manage their money better:
Financial Planning Books:
Choose from popular titles like “Rich Dad Poor Dad” by Robert Kiyosaki, “The Total Money Makeover” by Dave Ramsey, or “Your Money or Your Life” by Vicki Robin.
Budget Planners and Journals:
A stylish and practical budget planner can help someone keep track of their expenses, savings goals, and financial progress.
Subscription to a Financial Magazine:
Consider gifting a subscription to a magazine like “Kiplinger’s Personal Finance” or “Money” to keep them informed about financial trends and tips.
Personal Finance Software:
Help them manage their finances with software like Quicken or apps like YNAB (You Need A Budget) or Mint.
Investment Starter Kits:
A gift of a small investment in a mutual fund or a stock can be a great way to introduce someone to investing.
Financial Consultation:
Pay for a session with a certified financial planner to help them create a personalized financial plan.
Piggy Banks or Savings Jars:
For younger recipients, a cute piggy bank or a set of savings jars labeled with different goals can be a fun way to teach saving habits.
Educational Courses:
Enroll them in an online personal finance course, such as those offered by Udemy, Coursera, or Khan Academy.
Debit/Credit Card Protectors:
RFID-blocking wallets or sleeves to protect their cards from electronic pickpocketing.
Smartphone Apps Gift Cards:
Gift cards for apps like Acorns, Robinhood, or Stash can help them start investing or saving.
Financial Board Games:
Games like “Monopoly,” “Cashflow 101,” or “The Game of Life” can be a fun and educational way to learn about money management.
Savings Bonds:
A traditional yet valuable gift that can be used for future needs or as an introduction to long-term savings.
Automatic Savings Tools:
Devices like Qapital or Digit, which automate the savings process, can be a thoughtful gift for someone looking to save more effectively.
Envelope Budgeting System:
A physical envelope system for those who prefer a tactile approach to budgeting.
Books on Investing:
Titles like “The Intelligent Investor” by Benjamin Graham or “A Random Walk Down Wall Street” by Burton Malkiel can be great for someone interested in learning more about investing.
Conclusion
These gifts can provide practical benefits and help instill good financial habits in the recipients.
